As artificial intelligence rapidly evolves, states are stepping forward to shape the legal and regulatory landscape in the absence of comprehensive federal guidance. This panel features an in-depth conversation with the New Jersey Attorney General on how her office is approaching the opportunities and risks posed by AI. Drawing on the experiences of the state of New Jersey and her enforcement philosophy, AG Davenport and NFHA’s General Counsel, Janell Byrd-Chichester, will explore emerging legal frameworks, consumer protection priorities, and the role of state authority in promoting responsible AI development and deployment. Attendees will gain insight into how states are navigating this complex terrain—and what their strategies may signal for the future of AI governance across the nation.