Pavy Bacon. Esq. is Director and Assistant General Counsel for Responsible AI & Credit at Upstart, where she helps embed fairness, transparency, and accountability into AI-driven lending. A former CFPB and DOJ attorney, she brings over 15 years of experience advancing equitable financial systems and shaping federal policy on fair lending and AI. Pavy partners with regulators, advocates, and industry leaders to ensure innovation expands access to credit while protecting consumers. Outside of work, she coaches Girls on the Run and loves to travel.