Steve Hayes, Esq. is a Co-Managing Partner at Relman Colfax, a nationwide civil rights law firm. Much of Steve’s work focuses on advising financial institutions and governmental entities on civil rights and consumer protection issues, including mitigating risks related to redlining, algorithmic discrimination, fair banking, and appraisal bias. He has testified to Congress about testing models and has regularly engaged with regulators about best practices for testing credit and housing models.